Do you still use checks to pay for your bills and/or every day purchases? I do. I still pay some of my bills with checks. My rent, for example.
I am certain that many of you still use checks as well. However, a lot of people are under the wrong impression that paying with traditional checks is a lot safer than paying with a credit/debit card.
Take a look at your checks… Your checks have your name on them, your address, bank account number and a routing number. Surprisingly, some people even print their dates of birth, Social Security Numbers and/or Driver’s License Numbers. Imagine what kind of damage Identity Thieves can do if that get a hold of that information.
So protect your checkbook!
- Keep your checkbook in a safe place. Lock it up!
- Only carry it with you when you are planning on using it.
- Better yet, carry only 1-2 checks with you, just enough to pay for your purchases.
- Do not print your Social Security and Driver’s License numbers on your checks.
- When paying by checks, use a special pen that uses gel ink, which contains particles of color that are saturated into the paper. “Check washing” is almost impossible, as this ink doesn’t come off easily.
- When ordering checks, instruct the vendor to send them to your bank. Your bank will keep your checks safe and you can pick them up any time it is convenient for you during business hours, of course.
- Consider signing up for online banking. I think every bank offers this service by now.
So, do you still use checks to pay for your bills and every day purchases? What steps do you take to protect your checkbooks?