Recently, I came across an Article on MSNBC called “A new tool to fight identity theft” that talks about a new free service provided by ID Analytics called MyIDScore. The service was designed for the consumers to determine their Identity Scores. The Identity Score is different from Credit Score. The Identity Score was designed to help business to identity potential imposters attempting to obtain goods and services and to help consumers to see if there is anything suspicious happening with their identities. The Identity Score ranges from 1 to 999. The lower the score the better it is.
Since I am a person with a lot of curiosity, I have decided to check out my ID score. It turned out to be 310. Wow, not bad! The only problem here is the fact that my identity has already been stolen and fraud had been committed. I would think the score would be a little different. I sent an email to MyIDScore and still waiting for their answer. For that reason alone, I cannot give MyIDScore a glowing reference.
Yes, it is free (I love free stuff and services), but they ask you for a lot of personal information. Social Security Number is not required, but it is suggested that the results are more accurate if you provide your SSN. I feel as if you are volunteerly providing your information to a potential problem. I do believe it is a legitamate service; however, I think, it is somewhat pointless. Not to say it won’t work for you, you may like it. It just disappointed me a little bit. A lot of hype around this service, but not much substance.
In my personal opinion, you are better off to get your free consumer report through www.choicepoint.com, which will show your records from various sources. You are entitled to one free report. Take advantage of it.
You may also consider trying IDWatchDog. Get 30 Days of 100% Protection Free! Don’t Settle For Less.