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	<title>Comments on: Experian vs LifeLock. What Is It Really All About?</title>
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	<link>http://www.identitytheftmanifesto.com/experian-vs-lifelock-what-is-it-really-all-about/</link>
	<description>Protect Yourself, Protect Your Family, Protect Your Identity</description>
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		<title>By: misty</title>
		<link>http://www.identitytheftmanifesto.com/experian-vs-lifelock-what-is-it-really-all-about/comment-page-1/#comment-131</link>
		<dc:creator>misty</dc:creator>
		<pubDate>Fri, 21 Aug 2009 21:30:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.identitytheftmanifesto.com/?p=704#comment-131</guid>
		<description>Lifelock&#039;s disclaimer covers them for paying out by stating they will &quot;Attempt to renew every 90 days the fraud alerts.&quot;  meaning if they attempt to renew and the credit company doesn&#039;t place the alert it&#039;s not Lifelocks fault.  Which brings me to &quot;Defect in Service.&quot;

To claim the &quot;insurance&quot; from Lifelock there must be a &quot;defect in service&quot; that caused the breech in protection.

Where they are really covered is lifelock request&#039;s a police report.  When my purs was stolen and my ID taken I reported it to police.  When my accounts started being hacked I reported that.  Life lock told me, after reviewing the police report, a stolen purse didn&#039;t constitute a &quot;defect in their service.&quot;  Therfore I was stuck fixing the problem on my own.

Read their disclaimer and understand it before backing it!</description>
		<content:encoded><![CDATA[<p>Lifelock&#8217;s disclaimer covers them for paying out by stating they will &#8220;Attempt to renew every 90 days the fraud alerts.&#8221;  meaning if they attempt to renew and the credit company doesn&#8217;t place the alert it&#8217;s not Lifelocks fault.  Which brings me to &#8220;Defect in Service.&#8221;</p>
<p>To claim the &#8220;insurance&#8221; from Lifelock there must be a &#8220;defect in service&#8221; that caused the breech in protection.</p>
<p>Where they are really covered is lifelock request&#8217;s a police report.  When my purs was stolen and my ID taken I reported it to police.  When my accounts started being hacked I reported that.  Life lock told me, after reviewing the police report, a stolen purse didn&#8217;t constitute a &#8220;defect in their service.&#8221;  Therfore I was stuck fixing the problem on my own.</p>
<p>Read their disclaimer and understand it before backing it!</p>
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		<title>By: Sherri</title>
		<link>http://www.identitytheftmanifesto.com/experian-vs-lifelock-what-is-it-really-all-about/comment-page-1/#comment-130</link>
		<dc:creator>Sherri</dc:creator>
		<pubDate>Fri, 21 Aug 2009 21:14:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.identitytheftmanifesto.com/?p=704#comment-130</guid>
		<description>It&#039;s about what Lifelock doesn&#039;t provide:

http://www.blogtalkradio.com/OptOutDetectives/blog/2009/07/24/Todd-Davis-from-Lifelock-Not-So-Protected-To-much-info-on-public-data-bases-Opting-out-would-ha</description>
		<content:encoded><![CDATA[<p>It&#8217;s about what Lifelock doesn&#8217;t provide:</p>
<p><a href="http://www.blogtalkradio.com/OptOutDetectives/blog/2009/07/24/Todd-Davis-from-Lifelock-Not-So-Protected-To-much-info-on-public-data-bases-Opting-out-would-ha" rel="nofollow">http://www.blogtalkradio.com/OptOutDetectives/blog/2009/07/24/Todd-Davis-from-Lifelock-Not-So-Protected-To-much-info-on-public-data-bases-Opting-out-would-ha</a></p>
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